Early Pay

Turn project invoices into cash in 24 hours.

Early Pay is simple: you finished the work and sent the invoice, so R11 buys it from you. Most of it hits your account in about a day, and we wait on your customer ourselves. No more floating 30 to 90 days for work you’ve already done.

  • Read-only access
  • We never contact your customers
  • No long-term lock-in

Your best month shouldn’t be your tightest.

You’ve finished the install and sent the invoice. Then comes the wait, 30, 60, sometimes 90 days, while the next job already needs deposits, equipment, and crews. The work is there. The cash just hasn’t caught up yet.

How it works

Step 1

Connect your tools

Link QuickBooks and your bank in a couple of minutes, read-only. We can see your invoices, never move your money.

Step 2

Choose your invoices

Pick the ones you want paid early. One or a hundred, you're never on the hook to send them all.

Step 3

Get paid

Most of the invoice lands in your account within a day. The rest follows once your customer pays.

What you can count on

We never contact your customers

Your customer relationships stay yours. We work in the background, and they never hear from us.

We look, we never touch

We connect read-only to verify invoices and confirm payment. We never move money through your accounts, and we store only the last four digits.

One flat fee, agreed up front

You see the fee before anything happens. No compounding interest, no fine print.

You're never locked in

No minimums and no contract to escape. Use Early Pay when it helps; skip it when it doesn't.

Questions, answered

How fast does Early Pay pay?
Most of the invoice lands in your account within about 24 hours of approval. The rest follows once your customer pays.
Is Early Pay a loan or financing?
Neither. R11 buys an invoice you've already earned, which is a sale, not a loan or financing. There's no compounding interest, no repayment schedule, and nothing on your credit.
Does R11 contact my customers?
No. We never contact your customers, and your relationships stay yours. We work quietly in the background.
What do I need to qualify?
You're a solar, storage, or electrification contractor invoicing financiers or other businesses, and you can connect QuickBooks and your bank (read-only). Applying takes about two minutes.
Is my financial data safe?
Yes. Connections are read-only and we never see your bank login credentials; we store only the last four digits of any account and never move money through your accounts.
What does Early Pay cost?
One flat fee you agree to up front, with no compounding interest and no hidden charges. You see the exact fee before you commit to anything.
I need help buying equipment, not getting paid faster.
That's R11 Terms, our other product. We pay your equipment supplier when the gear ships, and you pay us back on net terms, usually 60 to 90 days. See the Terms page for how it works. Explore R11 Terms →

Ready to stop waiting?

See if you qualify in about two minutes. No commitment, and it won’t affect your credit.

Apply for Early Pay